Business Underwriting
Leverage new data sources to uncover new lending opportunities for your customers. Power your risk and credit models with real-time transaction, financial statements, and payout data from commerce, payment, and accounting platforms.
Make better decisions with more data
Utilize 1st party data from multiple sources such as commerce, payment, and accounting platforms to calculate risks scores for underwriting decisions.
Income statements
Visibility into Cash Flow statements and Balance Sheets to understand business metrics.
Transactions
Represents any payment or attempted payment received by the merchant.
Orders
Retrieve all of the orders from a merchant's store.
Payouts
Pull payouts from marketplaces and payment platforms to better understand cash flow.
Customers
An individual or company that buys goods or services from a business.
Items + Products
To understand industry and product categories.
Fast-track customer authentication
Create a native product experience with a white-labeled Rutter Link and establish bi-directional syncs via OAuth flows.
Discover how Uncapped accelerates integration deployment by 5x using Rutter’s Unified API, reducing both time and engineering resources.
“We’ve worked with many providers that weren’t reliable, which is a huge issue. Rutter is the only provider we’ve worked with that’s given us a 99.999% uptime so far. They’re more reliable than the Facebook API.”
Automate onboarding and accelerate decisions
Shorten the sales cycle and capture more customers with our seamless onboarding process. We minimize time-to-value by allowing you to configure the exact period of historical data to retrieve, enabling instant data access across platforms, anytime. This translates to faster lending decisions, giving you the edge to win more business.
Underwrite SMBs with comprehensive data
We provide a holistic, contextualized view of fast-growing businesses by instantly reading normalized data from commerce, accounting, and payment platforms. Cross-reference data sources, identify potential fraud, and verify information.
Add new integrations with speed and ease
Save time shipping and maintaining integrations. Easily debug and manage integration lifecycle with a comprehensive dashboard and observability tool.
Get up and running.
Building integrated products is hard. We can do that together. Let's chat.